Catalysing Growth

for small business entrepreneurs

Udhyam Financial Services is a Technology-led NBFC. We are focused on solving financing challenges for Small/Micro business entrepreneurs. We strongly believe in a culture of nurture and equal opportunities for the smallest entrepreneur.

Solving financing challenges at scale.

Key Features

Enabling Higher Access

Bridging financial gaps for those traditionally underserved by mainstream financial institutions, empowering every entrepreneur with the tools to succeed.

Lower Cost Of Credit

Our innovative financial solutions come at a significantly reduced cost, offering relief from the high rates typically imposed by informal lending sources.

Entrepreneur Centric Products

Tailor-made financial products that resonate with the unique challenges and needs of entrepreneurs, ensuring they receive the most relevant and supportive solutions.

Faster Decision Making

Utilising cutting-edge technology and data analytics, we provide rapid loan approvals to help you keep pace with the fast-moving business landscape.

Financially Viable Models

We create models that not only support your business but are also designed to be sustainable and replicable, setting a new standard in the industry.

Productive Use Of Capital

Our loans focus on enhancing your business capacity and growth, ensuring every penny is an investment towards a more prosperous future.

Redefining industry standards
with innovative, profitable financial solutions.

Our Goals

Innovate through Experimentation

Continuously create and refine innovative solutions that address core business challenges.

Collaborate for Comprehensive Solutions

Partner with like-minded organisations to offer broader services including risk management, savings, and holistic growth.

Leverage Technology for Scalability

Develop low-cost, scalable solutions that prioritise digital-first operations for maximum efficiency.

Prioritise Impact Over Expansion

Focus on creating significant impacts before scaling our operations to ensure sustained effectiveness.

Foster Customer Loyalty and Respect

Build a valued relationship where small business entrepreneurs feel genuinely supported and appreciated.

Promote a Meritocratic Culture

Cultivate a non-hierarchical workplace that rewards merit, fosters inclusion, and encourages innovation.